| Rank | StNo | Name | Nat | Swim | Trans.1 | Bike | Trans.2 | Run | Total | Diff | |
| 1,5 km | 40 km | 10 km | |||||||||
| 1 | 2 | Gallagher, Jackie | AUS | 20:39.0 (17) | 2:14.8 (6) | 1:10:51.1 (4) | 32.9 (5) | 35:28.1 (1) | 2:09:46.0 | ||
| 2 | 1 | Jones, Michellie | AUS | 19:48.1 (6) | 2:06.4 (2) | 1:11:46.1 (12) | 33.0 (6) | 36:37.0 (3) | 2:10:50.6 | 01:04.6 | |
| 3 | 17 | Ohata, Mariana | BRA | 20:34.2 (13) | 2:14.7 (5) | 1:10:57.2 (6) | 35.5 (13) | 36:31.9 (2) | 2:10:53.6 | 01:07.5 | |
| 4 | 18 | Van Lubek, Ingrid | NED | 20:39.4 (18) | 2:25.4 (20) | 1:10:40.4 (2) | 37.3 (20) | 36:44.7 (4) | 2:11:07.3 | 01:21.2 | |
| 5 | 5 | Gutierrez, Jennifer | USA | 19:26.3 (3) | 2:22.0 (14) | 1:11:55.7 (13) | 34.1 (7) | 37:12.9 (5) | 2:11:31.1 | 01:45.1 | |
| 6 | 14 | Bartholomew, Susan | USA | 19:30.7 (5) | 2:11.6 (3) | 1:11:57.6 (14) | 31.9 (1) | 37:36.6 (8) | 2:11:48.5 | 02:02.5 | |
| 7 | 7 | Overbye, Marie | DEN | 20:40.9 (20) | 2:14.9 (7) | 1:10:48.9 (3) | 39.6 (25) | 38:04.1 (9) | 2:12:28.5 | 02:42.5 | |
| 8 | 4 | Donnelly, Sharon | CAN | 20:02.5 (10) | 2:14.4 (4) | 1:11:29.5 (8) | 34.7 (11) | 38:20.0 (11) | 2:12:41.2 | 02:55.2 | |
| 9 | 8 | Newman, Jill | USA | 20:39.6 (19) | 1:23.8 (1) | 1:11:39.0 (11) | 32.3 (2) | 38:54.8 (13) | 2:13:09.6 | 03:23.6 | |
| 10 | 3 | Hill, Rina | AUS | 19:19.6 (2) | 2:26.3 (21) | 1:12:15.0 (15) | 36.0 (15) | 38:56.4 (14) | 2:13:33.4 | 03:47.3 | |
| 11 | 13 | Hocq, Christine | FRA | 19:53.2 (7) | 2:22.5 (15) | 1:11:38.0 (10) | 32.4 (3) | 39:27.0 (16) | 2:13:53.2 | 04:07.1 | |
| 12 | 11 | Blanco, Maribel | ESP | 22:24.3 (28) | 2:15.7 (9) | 1:11:36.6 (9) | 34.5 (9) | 37:19.5 (6) | 2:14:10.7 | 04:24.7 | |
| 13 | 34 | Steelman, Marci | USA | 20:09.1 (12) | 2:21.7 (12) | 1:11:21.5 (7) | 40.5 (27) | 39:47.4 (17) | 2:14:20.3 | 04:34.3 | |
| 14 | 26 | Ianesi, Manuela | ITA | 20:34.3 (14) | 2:29.2 (23) | 1:10:51.3 (5) | 34.5 (9) | 40:13.5 (19) | 2:14:42.9 | 04:56.8 | |
| 15 | 6 | Laurence, Gail | USA | 21:05.1 (21) | 2:40.0 (31) | 1:09:58.2 (1) | 41.5 (28) | 40:51.1 (21) | 2:15:16.0 | 05:30.0 | |
| 16 | 24 | Groenendijk, Lucienne | NED | 21:23.6 (22) | 2:21.7 (13) | 1:14:14.4 (19) | 38.1 (23) | 38:06.0 (10) | 2:16:44.0 | 06:57.9 | |
| 17 | 10 | Reback, Laura | USA | 19:28.8 (4) | 2:15.2 (8) | 1:16:17.0 (23) | 36.6 (17) | 38:42.7 (12) | 2:17:20.4 | 07:34.4 | |
| 18 | 27 | Thomson, Beth | GBR | 21:42.0 (25) | 2:17.0 (10) | 1:14:04.1 (18) | 37.9 (21) | 39:01.9 (15) | 2:17:43.0 | 07:56.9 | |
| 19 | 32 | Pagon, Amanda | USA | 20:35.8 (15) | 2:23.9 (19) | 1:15:03.9 (22) | 36.1 (16) | 39:55.2 (18) | 2:18:35.0 | 08:48.9 | |
| 20 | 35 | Mueckel, Ute | GER | 19:17.4 (1) | 2:28.8 (22) | 1:14:44.6 (20) | 38.7 (24) | 42:05.5 (27) | 2:19:15.1 | 09:29.1 | |
| 21 | 37 | Barrett, Shanelle | NZL | 21:30.3 (23) | 2:31.8 (27) | 1:13:59.7 (17) | 34.4 (8) | 41:26.5 (22) | 2:20:02.9 | 10:16.9 | |
| 22 | 31 | Sollars, Loretta | GBR | 22:19.8 (26) | 2:23.6 (18) | 1:17:17.0 (26) | 34.7 (11) | 37:35.2 (7) | 2:20:10.4 | 10:24.3 | |
| 23 | 25 | Cigana, Edith | ITA | 20:36.2 (16) | 2:29.6 (24) | 1:14:56.5 (21) | 37.0 (18) | 41:45.3 (25) | 2:20:24.7 | 10:38.7 | |
| 24 | 38 | Gagnon, Isabelle | CAN | 22:28.5 (30) | 2:37.4 (28) | 1:16:55.7 (24) | 37.1 (19) | 40:39.3 (20) | 2:23:18.1 | 13:32.1 | |
| 25 | 41 | Yaremczuk, Natasha | CAN | 22:20.9 (27) | 2:30.0 (26) | 1:17:08.9 (25) | 32.4 (3) | 41:47.1 (26) | 2:24:19.4 | 14:33.3 | |
| 26 | 28 | Gras-Thomas, Bernadita | CHI | 22:26.2 (29) | 2:37.9 (30) | 1:19:36.0 (27) | 40.1 (26) | 41:28.3 (23) | 2:26:48.6 | 17:02.5 | |
| 27 | 43 | Dufour, Annick | CAN | 22:39.3 (31) | 2:21.0 (11) | 1:23:15.5 (28) | 38.0 (22) | 41:30.2 (24) | 2:30:24.1 | 20:38.0 | |
| DNF | 29 | Webb, Katie | USA | 21:32.6 (24) | 2:29.8 (25) | 1:13:59.1 (16) | 35.8 (14) | ||||
| DNF | 12 | Montgomery, Carol | CAN | 19:57.8 (8) | 2:22.9 (17) | ||||||
| DNF | 20 | Pepels, Silvia | NED | 20:00.6 (9) | 2:22.5 (15) | ||||||
| DNF | 15 | Derks, Gina | USA | 20:05.6 (11) | 2:37.5 (29) | ||||||